Banker's Compliance Consulting Blog

Regulation E: Authorized vs. Unauthorized EFTs

Regulation E does not define or address what constitutes “fraud”. Rather, it

HMDA Demographic Information at Application

If you’ve followed us for long, you’ve likely heard us say “HMDA is an application regulation”. The...

Will Section 1071 Go Away?

With the CFPB seemingly being shut down, at least temporarily, we’ve been asked a lot about what...

What’s Up with the CFPB?

The last month has been a little chaotic and while not a lot has impacted the banking industry...

BSA/AML/CFT: Communicating with the Board and Management

Keeping the Board of Directors and Management informed about upcoming changes regarding...

HMDA Small Filers: Exempt Data

If you are a “small filer” for HMDA, there is a lot of data you are not required to report. The...

Lender Responsibilities for BSA

BSA is all about helping our government thwart money laundering and terrorist financing. Whether...

Exceptions Holds for Being Repeatedly Overdrawn

Regulation CC outlines when institutions can delay deposited funds using an exception hold. These...

Commercial Lenders & FCRA

The Fair Credit Reporting Act lays out responsibilities for financial institutions that obtain or...

Proposed Rule to Strengthen and Modernize AML/CFT

The goal of the Proposed Rule to strengthen and modernize Anti-Money Laundering (AML) and...