Banker's Compliance Consulting Blog

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Crypto/Virtual Currency: Pros & Cons

When it comes to crypto and/or virtual currency, there are pros and cons. One pro is that users can...

HMDA: Common Data Field Errors – Part 2

HMDA compliance is tough! With all the data you are required to collect and report, there are bound...

Corporate Transparency Act Update: Legal Rollercoaster for Banks

For bank compliance professionals, staying up to date on the Corporate Transparency Act (CTA) has...

Corporate Transparency Act Enforcement Update

The enforcement landscape surrounding the Corporate Transparency Act (CTA) has taken another sharp...

Advertising: Closed-End Credit Triggering Terms

If you advertise closed-end credit, there are several “triggering” terms you need to be aware of....

Mortgage Life Cycle: Requiring Signatures

Regulation B states …a creditor shall not require the signature of an applicant's spouse or other...

Complaints: Monitoring, Reporting & Oversight

Addressing complaints is the most important aspect of a complaint management program. If a customer...

FDIC Official Digital Signs

The FDIC advertising changes found in Part 328 (Subpart A) – FDIC Official Signs and Advertisement...

Providing a Closing Disclosure Too Soon

The Closing Disclosure (CD) must be received by the applicant no later than three business days...