Banker's Compliance Consulting Blog

TRID for Beginners

What is an intent to proceed? Where does it go? How do I document it? Why do we even have to do it?

Suspicious Activity Reports & Computer Intrusion

Question: Should an attempt to hack into the bank’s website be reported as computer intrusion on...

Regulation CC Final Rule Issued

It seems like we’ve been waiting FOREVER for the funds availability sections of Regulation CC...

Currency Transaction Report for a Joint Account

Question: How do you complete Part I of a CTR for deposits into a joint account?

TRID: Construction Loan Escrow Payment

Question: On a construction-permanent loan (one closing), should the escrow payment be reflected...

Determining Insurable Value

Question: In our last exam, we were told to look at the appraisal’s replacement cost value or...

Compliance for Commercial Lenders

Commercial lenders often believe that compliance doesn’t apply to them.

HMDA + Approved Not Accepted = Confusion

When it comes to HMDA, there is a lot of confusion on reporting the type of action taken,...

Elder Abuse on the Rise

When it comes to hot issues in the BSA world, we find it’s sometimes hard to get bankers to fully...

Overdrafts: Available vs. Ledger Balance

What’s the big deal with using the available balance vs. the ledger balance when it comes to...