Banker's Compliance Consulting Blog

FDIC Signs & Advertisement of Membership

As a result of the FDIC Final Rule for digital deposit-taking channels (§328.5) and ATMs and like...

HMDA Small Filers Thresholds

Whether a financial institution is subject to HMDA depends on meeting certain criteria.For...

Beneficial Owner Relief

On February 13, 2026, FinCEN issued an order of “Exceptive Relief from Requirements to Identify and...

Geographic Targeting Order for Minnesota

In case you missed it, FinCEN issued a Geographic Targeting Order (GTO) that requires banks and...

Reusing a Credit Report

Reusing a credit report for a subsequent transaction has, historically, been a pretty common...

CDD: When to Review a Customer Relationship

A key component of any BSA Program is customer due diligence.Essentially, institutions need to have...

Annual Escrow Account Statements

RESPA requires, in in §1024.17(i), that …for each escrow account, a servicer shall submit an annual...

Commercial Lenders: Regulation B Appraisal Requirements

It’s no secret that there are far less regulatory disclosure requirements for commercial loans.This...

HMDA & Vacation Rentals

We received so many great questions for our FREE Lending Compliance Q & A Forum on January 22nd.We...

AML/CFT Risk: Politically Exposed Persons

There are a lot of different risks that can ultimately impact your BSA Program.The FFIEC’s BSA/AML...