Banker's Compliance Consulting Blog

Fair Lending & Different Treatment

The CFPB released a Report giving the results of some “matched-pair testing” it recently conducted...

Complaints: Seeing The Opportunity

Complaints are inherently negative, and we find that institutions often think dealing with them is...

HMDA: Common Data Field Errors – Part 1

HMDA compliance is tough! With all the data you are required to collect and report, there are bound...

Top Violations: TISA Consistent Terminology

One violation that our Review Team finds pretty consistently is the Truth in Savings Act (...

The Struggle of UDAAP

The struggle of UDAAP is that it lurks in the gray areas. When it comes to compliance, a lot of the...

FDIC Signage

Changes are coming with respect to how you advertise FDIC insured and non-FDIC insured products....

Top BSA Violations: CIP

At our Virtual BSA/AML Conference in November, there was a session on “Top BSA / AML Violations &...

Compliance Officers: Doing vs. Managing

A compliance officer’s job is to oversee the compliance function and “manage” compliance, not “do”...

Components of a Money Laundering Scheme

The Bank Secrecy Act was implemented to help detect and prevent money laundering and terrorist...

RESPA Section 8: Digital Marketing Comparison Platforms

Back in February 2023, the CFPB issued an Advisory Opinion to alert institutions to the...