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2018 “Small Creditor” Threshold
By Amy Kudlacek
| Dec 27, 2017
The threshold used to determine small creditor status under Regulation Z will be $2.112 billion in...
Rate Spread Calculator
By Jamie Gustafson
| Dec 27, 2017
As promised, the CFPB has released an updated Rate Spread Calculator. This calculator is to be used...
2018 HMDA Threshold
By Amy Kudlacek
| Dec 27, 2017
The asset-size threshold used to determine HMDA (12 CFR 1003) applicability will increase to $45...
2018 CRA Threshold
By Amy Kudlacek
| Dec 26, 2017
The asset-size thresholds, used to determine whether an institution is classified as a small bank,...
HMDA Relief?
By Diane Dean
| Dec 22, 2017
The OCC, FDIC and CFPB have announced that they don’t intend to require HMDA Data resubmission or...
HMDA Lobby Notice – What’s In and What’s out?!
By David Dickinson
| Dec 22, 2017
Out with Old and In with New – Or, In with Old and In with New?!
Are you ready for some HMDA?
By David Dickinson
| Dec 22, 2017
The new HMDA rules take effect on January 1st. Are you ready? Remember when you crammed for a test...
2018 Qualified Mortgage Points & Fees Threshold
By Amy Kudlacek
| Dec 21, 2017
The Points & Fees thresholds for determining QM status will increase in 2018 and cannot exceed the...