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New Rate Spread Calculator – What HMDA and Non-HMDA Banks Need to Know
By David Dickinson
| Jan 09, 2018
As we mentioned in our December 28th blog, the CFPB released a new Rate Spread Calculator for 2018...
CRA Changes
By Diane Dean
| Jan 05, 2018
The OCC, Federal Reserve and FDIC recently amended Regulation BB (Community Reinvestment Act) and...
Celebrating 25 Years! (1993 – 2018)
By Amy Kudlacek
| Jan 02, 2018
This January, Banker’s Compliance Consulting will kick off a celebration of 25 years of service....
HMDA Check Digit Tool
By David Dickinson
| Dec 29, 2017
The CFPB has released a check digit tool for entries on the 2018 Loan Application Register. This...
2018 “Small Creditor” Threshold
By Amy Kudlacek
| Dec 27, 2017
The threshold used to determine small creditor status under Regulation Z will be $2.112 billion in...
Rate Spread Calculator
By Jamie Gustafson
| Dec 27, 2017
As promised, the CFPB has released an updated Rate Spread Calculator. This calculator is to be used...
2018 HMDA Threshold
By Amy Kudlacek
| Dec 27, 2017
The asset-size threshold used to determine HMDA (12 CFR 1003) applicability will increase to $45...