Banker's Compliance Consulting Blog

BSA: Human Trafficking & Smuggling

You may have heard of a movie called “Sound of Freedom,” which topped the box office earlier this...

Overdrafts & Regulation E Opt-In Issues

If you allow customers to opt-in so that you can charge them overdraft fees for one-time debit card...

TRID: Construction Loan Disclosures

If you work with loans subject to TRID, you know that getting the disclosures right can be...

Second Appraisals for HPMLs

Higher-Priced Mortgage Loans can have a lot of compliance hoops to jump through. For instance, if...

FREE BSA/AML Q&A

If you aren’t familiar with our FREE Compliance Q&A Forums, now is a great time to check it out!...

BSA/AML: Automated Monitoring Systems

A couple of weeks ago we blogged about manual monitoring systems for suspicious activity as part of...

Section 1071 Applications

Under the Section 1071 Rule, covered institutions will need to collect and report data on any...

CFPB Cracks Down on Chatbots

The CFPB recently issued an “issue spotlight” to address concerns with the use of “chatbots”. It...

Monitoring vs. Auditing

There are many components to an effective Compliance Management System (CMS). These include risk...

Privacy: Common Misconceptions

The Privacy rule generally prohibits the sharing of a consumer’s non-public personal information....