Banker's Compliance Consulting Blog

BSA for Tellers & CSRs: Currency Transaction Reports

While Tellers and Customer Service Representatives (CSR) might not be the ones that actually file a...

Truth in Savings Act: Change in Terms

There are times when you need to (or just want to) change the terms of your deposit accounts. Maybe...

TRID: Estimated Taxes, Insurance & Assessments

The Estimated Taxes, Insurance, and Assessments section within the Projected Payments Table on the...

TRID Loan Estimate: Prepaids

We get a lot of questions about Section F, Prepaids, on the Loan Estimate. We also see financial...

CDD for Marijuana-Related Businesses

When it comes to your BSA/AML program, you need to conduct customer due diligence on all of your...

Regulation CC: New Account Delays

Did you know that Regulation CC allows you to delay funds deposited into a new account? This is...

Commercial Lending & Discrimination

Commercial lenders likely discriminate every day. Their job is to slice and dice information about...

FinCEN Issues Alert on Commercial Real Estate Investments to Avoid Russian Sanctions

In late January, FinCEN recently released Alert FIN-2023-Alert002, which addresses potential...

HMDA: Mixed-Use Properties

HMDA is all about dwellings. Specifically, dwelling-secured loans where the proceeds will be used...

Escrow Accounts & Surpluses

Escrow accounts are complicated! They aren’t always easy for customers to understand, and they can...