Banker's Compliance Consulting Blog

Where Do Complaints Come From?

Your examiners consider complaint data and your management of that data to be a critical component...

Top Violations: TRID & Shopping

If you provide a single shopping list for all your TRID applications, you might find yourself in...

The Difficulty of UDAAP

We all know that compliance isn’t always black or white. Situations often arise that fall in that...

CFPB Approves Application for Alternative Construction Disclosures

The CFPB recently announced it has approved an application from the Independent Community Bankers...

The Role of the Compliance Officer: Training

Being a Compliance Officer isn’t an easy job. You are asked to do a wide variety of tasks which...

BSA for the Board: What’s the Purpose of CDD?

Customer Due Diligence (CDD) is all about figuring out who your customers are. You gather...

RESPA Section 8: Referral Fees

We get questions all the time about paying referral fees, whether that be to third parties or an...

Top Violations: Application Date

You won’t find anything in the compliance regulations that specifically requires you to document...

SAFE Act: Ongoing Updates & Renewals

The SAFE Act requires Mortgage Loan Originators (MLOs) to be licensed and registered. That includes...

UDAAP Oversight

When it comes to Unfair, Deceptive, or Abusive Acts or Practices (UDAAP), we can’t really turn to a...