Banker's Compliance Consulting Blog

Regulation E: Provisional Credit

When a customer notifies you of an error, you are required to start an investigation. Under ...

CFPB Issues Advisory Opinion on RESPA Section 8

The CFPB recently issued an Advisory Opinion that focuses on how RESPA’s Section 8 prohibitions...

HMDA Data: Universal Loan Identifier

If you are a “large filer” for HMDA, meaning you report ALL data fields, you are required to report...

HMDA Small Filers: Loan Purpose

HMDA applies to applications for the purpose of Home Purchase, Home Improvement, Refinancing, or...

ECOA Small Business Lending Data Collection

We’re still waiting!

TRID: Disclosing Title Insurance

When it comes to disclosing the lender’s and owner’s title insurance on the Loan Estimate, it can...

BSA for Operations: CTRs

BSA compliance is the responsibility of everyone in your institution. On the operations side, you...

HMDA Demographic Information

If you are an HMDA reporting bank, you know all too well that collecting Demographic Information...

BSA for Lenders: Customer Due Diligence

When it comes to BSA/AML compliance, there is a lot to understand and comply with. There’s your...

HMDA & Converted Properties

HMDA is all about dwellings. Specifically, dwelling-secured loans where the proceeds will be used...