Banker's Compliance Consulting Blog

Regulation B: Completed Application

Regulation B is a little unique in that it defines both an “application” and a “completed...

BSA/AML/CFT and OFAC

BSA/AML/CFT compliance is everyone’s job. From the tellers to the President, everyone has some...

BSA/AML/CFT: How Your Risk Assessment Drives Your Program

For employees new to banking, the idea of BSA/AML/CFT and the need to have a robust program devoted...

Customer Due Diligence & Risk Profiles

Customer Due Diligence (CDD) is an essential piece of your overall BSA/AML/CFT Program. When we...

FDIC Signage Reminders

During our most recent “Deposit Compliance Q & A FREE Forum”, we received a lot of questions...

Section 1071 for the Board: Policies, Procedures & Processes

We are in a holding pattern when it comes to the Section 1071 Rule. As we wait for a new regulation...

HMDA Refinancings

HMDA says that a refinancing means a closed-end mortgage loan or an open-end line of credit in...

FinCEN Alert on Oil Smuggling Schemes

On May 1st, FinCEN issued an Alert (FIN-2025-Alert002) urging …financial institutions to be...

Written Loan Applications

Regulations, like Regulation B, TRID and HMDA, define what constitutes an application for their...

Financial Trend Analysis on Fentanyl

On April 9, 2025, FinCEN released a Financial Trend Analysis on “Fentanyl-Related Illicit Finance:...