Banker's Compliance Consulting Blog

EFT Disputes & Card Loss or Theft

Loss or theft of an access device includes both the card being physically stolen or just the...

HMDA: Reporting Approved But Not Accepted

When reporting the action taken for HMDA, there are eight different options which include things...

Regulation Z’s Ability to Repay Rules: What’s Covered

Anytime you have a consumer-purpose, closed-end, dwelling-secured loan, there are potentially a lot...

Disclosing Absorbed & Offset Costs on the Closing Disclosure

When completing TRID disclosures, it’s important to understand that how you handle absorbed costs...

TRID's 0% Tolerance

Certain fees and charges disclosed on the Loan Estimate have a 0% tolerance.These include things...

BSA/AML/CFT: The Role of Frontline Personnel

Frontline personnel play a very important role within an institution’s BSA/AML/CFT Program.Tellers,...

Executive Order to Promote Access to Mortgage Credit

On March 13, 2026, President Trump issued an Executive Order (EO) entitled, “Promoting Access to...

Account-Opening Disclosures for Deposit Accounts

Regulation DD (Truth in Savings Act) requires a depository institution to …provide account...

Reporting Income for HMDA

During the loan application and underwriting process, loan officers often encounter different...

Military Lending Act Safe Harbor

In general, the Military Lending Act applies to any type of consumer credit (think Regulation Z)...