Banker's Compliance Consulting Blog

Looking Through the UDAAP Lens

UDAAP (Unfair, Deceptive, or Abusive Acts or Practices) risk is always lurking in the shadows just...

Another FinCEN Alert Related to Southern Border Activity

On June 30th FinCEN issued an Alert (FIN-20260-Alert003), FinCEN Supplemental Alert on Fuel...

TRID: The AP Table & Construction Loans

When disclosing a multiple-advance construction loan, the Adjustable Payments (AP) Table must...

Mortgage Loan Error Resolution

Regulation Z requires loan servicers to comply with specific error resolution procedures for...

The Current Regulatory Compliance Environment

During our July Monthly Connection, Jerod Moyer gave a rundown of the current regulatory compliance...

CTR Errors

During our June AML/CFT Membership Group meeting, Kevin went over some common errors associated...

Overdrafts & Fair Lending Risk

Institutions often think about overdrafts through a deposit operations lens; however, an overdraft...

Section 1071 vs. HMDA

One of the challenges of the Section 1071 Rule has little to do with 1071 and much to do with HMDA...

Section 1071: Proving Whether You Are In or Out

Our June 1071 Membership Group meeting focused on counting covered credit transactions to determine...

Human Trafficking & Smuggling: A National Priority

The Anti-Money Laundering Act of 2020 required FinCEN to establish government-wide priorities for...