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HMDA Data: Loan Amount
By David Dickinson
| Mar 15, 2024
If your financial institution is subject to HMDA, you know all too well just how little room there...
SCRA Interest Rate Reduction
By Amy Kudlacek
| Mar 15, 2024
Back in December 2022, the CFPB issued a report titled, “Protecting Those Who Protect Us”. The main...
BSA for Lenders: CIP & CDD
By Kevin Edwards
| Mar 15, 2024
A big component of a BSA/AML program is knowing your customers. The more you know about your...
Reporting HMDA Data: Occupancy Type
By David Dickinson
| Mar 15, 2024
When you report HMDA data, you must be very meticulous because there is very little room for error....
TRID Changed Circumstances
By Jerod Moyer
| Mar 14, 2024
When it comes to determining whether you have a changed circumstance, it comes down to what you...
HMDA Demographic Information: Business Purpose Home Equity
By David Dickinson
| Mar 14, 2024
When it comes to collecting an applicant’s government monitoring information or their demographic...
Rate Set Date
By Kevin Edwards
| Mar 14, 2024
There are several regulatory requirements and even definitions that are dependent upon a rate...
Elder Financial Exploitation
By Kevin Edwards
| Mar 14, 2024
Elder abuse, which includes elder financial exploitation (EFE) and other forms of abuse, affects at...
Electronic Fund Transfers: Unauthorized Transactions
By Jerod Moyer
| Mar 13, 2024
Section 1005.2(m) defines an unauthorized electronic funds transfer as: