Banker's Compliance Consulting Blog

Commercial Lenders & Compliance

Be sure to JOIN US on March 30, 2021, for our webinar, “Compliance Just for Commercial Lenders”.

APY Range Calculator

As more financial institutions begin to offer “reward”-type accounts, it’s important to ensure the...

A Qualified Mortgage (QM) Curveball

On February 23rd, the CFPB issued a statement on the planned changes to the General Qualified...

Rate Locks & the Loan Estimate

Be sure to JOIN US for our webinar, “TRID: How to Complete the Loan Estimate”.

HMDA: Dwelling?

Be sure to JOIN US , for our webinar, “HMDA Covered Transactions”.

BSA Compliance: Top Violations

BSA Compliance: Top Violations

Flood Insurance RCV vs ACV

When determining the appropriate amount of flood insurance, we talk about the “lesser of three”....

When do you have an application?

Last Thursday, we kicked off our five-part webinar series on The Mortgage Life Cycle. This series...

HPML Escrow Exemption Effective Today!!

The CFPB’s Final Rule that expands the eligibility to be exempt from the HPML escrow requirements...

HMDA: What’s A Dwelling?

The CFPB Offers HMDA Clarification We recently contacted the CFPB for clarification on what...

BSA/AML Considerations for Cannabis

Be sure to JOIN US for our webinar, “BSA/AML and Cannabis”.

Escrow Account Shortages & Deficiencies

Be sure to JOIN US for our webinar, “All About Escrows”.

New Fannie Mae 1003

Mortgage Lending Changes

The CFPB issued three Final Rules in the last couple of months that could potentially have an...

Recent FinCEN Updates

You may have noticed that FinCEN has been especially busy over the past 12 months and the last...

Customer Due Diligence Programs

Be sure to JOIN US for our webinar, “Customer Due Diligence Programs & Beneficial Owners”.

Regulation CC: Large Deposit Exception Holds

Be sure to JOIN US for our webinar, “Regulation CC”.

Mortgage Life Cycle

A Mortgage Life Cycle journey.

CFPB issued three Final Rules

The CFPB issued three Final Rules in the last couple of months that could potentially have an...

Risk Assessments & The Board of Directors

Be sure to JOIN US for “Compliance for Senior Management & Board”.

Is Your Social Media Compliant?

Be sure to JOIN US for our Advertising webinar.

Stay on Top of BSA/AML Compliance

2020 brought about a lot of change that directly impacted your BSA/AML program. We had the COVID-19...

TRID & Construction Loans

You may remember that the TRID requirements and construction loans didn’t exactly start off on the...