Banker's Compliance Consulting Blog

BSA for Lenders: Customer Due Diligence

When it comes to BSA/AML compliance, there is a lot to understand and comply with. There’s your...

HMDA & Converted Properties

HMDA is all about dwellings. Specifically, dwelling-secured loans where the proceeds will be used...

Regulation E: Authorized vs. Unauthorized

Regulation E outlines a consumer’s liability for “unauthorized” electronic funds transfers (EFT) in

BSA for Tellers & CSRs: Currency Transaction Reports

While Tellers and Customer Service Representatives (CSR) might not be the ones that actually file a...

Truth in Savings Act: Change in Terms

There are times when you need to (or just want to) change the terms of your deposit accounts. Maybe...

TRID: Estimated Taxes, Insurance & Assessments

The Estimated Taxes, Insurance, and Assessments section within the Projected Payments Table on the...

TRID Loan Estimate: Prepaids

We get a lot of questions about Section F, Prepaids, on the Loan Estimate. We also see financial...

CDD for Marijuana-Related Businesses

When it comes to your BSA/AML program, you need to conduct customer due diligence on all of your...

Regulation CC: New Account Delays

Did you know that Regulation CC allows you to delay funds deposited into a new account? This is...

Commercial Lending & Discrimination

Commercial lenders likely discriminate every day. Their job is to slice and dice information about...

FinCEN Issues Alert on Commercial Real Estate Investments to Avoid Russian Sanctions

In late January, FinCEN recently released Alert FIN-2023-Alert002, which addresses potential...

HMDA: Mixed-Use Properties

HMDA is all about dwellings. Specifically, dwelling-secured loans where the proceeds will be used...

Escrow Accounts & Surpluses

Escrow accounts are complicated! They aren’t always easy for customers to understand, and they can...

BSA/AML & Customer Risk Profiles

Tellers and Customer Service Representatives play a crucial role when it comes to developing a...

Field Notes Jan. 23

In the January 2023 edition of our magazine, Banking on BCC, we introduced a new monthly feature…...

Truth in Savings: CD Renewal Notices

When it comes to renewal notices for your certificates of deposit, there are actually a lot of...

Agencies Address HMDA Threshold Changes

If you’ve been thrust into HMDA coverage due to the U.S. District Court opinion issued back in...

Commercial Lending: Underwriting Exceptions & Discretion

Lender discretion and policy exceptions in the underwriting process can increase fair lending risk...

Virtual Currency Key Terms

The world of crypto and virtual currency can be a little overwhelming. There are so many things to...

Legal Entities & Beneficial Owners

The Beneficial Owner requirements apply to beneficial owners of legal entity customers. Generally,...