Banker's Compliance Consulting Blog
Banker’s Compliance Consulting offers banking compliance training online and in person. Turning Regulations into Plain English! Browse Services. Read Blog. View Free Resources.
Where Do Complaints Come From?
By David Dickinson
| Nov 30, 2023
Your examiners consider complaint data and your management of that data to be a critical component...
Top Violations: TRID & Shopping
By Jerod Moyer
| Nov 30, 2023
If you provide a single shopping list for all your TRID applications, you might find yourself in...
The Difficulty of UDAAP
By Jerod Moyer
| Nov 30, 2023
We all know that compliance isn’t always black or white. Situations often arise that fall in that...
CFPB Approves Application for Alternative Construction Disclosures
By Amy Kudlacek
| Nov 30, 2023
The CFPB recently announced it has approved an application from the Independent Community Bankers...
The Role of the Compliance Officer: Training
By David Dickinson
| Nov 29, 2023
Being a Compliance Officer isn’t an easy job. You are asked to do a wide variety of tasks which...
BSA for the Board: What’s the Purpose of CDD?
By Kevin Edwards
| Nov 27, 2023
Customer Due Diligence (CDD) is all about figuring out who your customers are. You gather...
RESPA Section 8: Referral Fees
By Kevin Edwards
| Nov 27, 2023
We get questions all the time about paying referral fees, whether that be to third parties or an...
Top Violations: Application Date
By Jerod Moyer
| Nov 17, 2023
You won’t find anything in the compliance regulations that specifically requires you to document...
SAFE Act: Ongoing Updates & Renewals
By Jerod Moyer
| Nov 17, 2023
The SAFE Act requires Mortgage Loan Originators (MLOs) to be licensed and registered. That includes...
UDAAP Oversight
By Jerod Moyer
| Nov 13, 2023
When it comes to Unfair, Deceptive, or Abusive Acts or Practices (UDAAP), we can’t really turn to a...
HMDA: Manufactured Homes
By David Dickinson
| Nov 13, 2023
When it comes to HMDA, there are some things to be aware of when dealing with manufactured homes....
Section 1071 Delay Extended Nationwide
By Diane Dean
| Nov 07, 2023
Trying to keep up with the legal battles surrounding the CFPB and the Section 1071 Rule has been a...
The Role of the Compliance Officer: Reporting Information
By David Dickinson
| Nov 06, 2023
We like to refer to Compliance Officers as being the “conduit of information” in a financial...
BSA for the Board: Risk Assessments
By Kevin Edwards
| Nov 06, 2023
When it comes to BSA compliance, we like to say your risk assessment is your sword and shield....
RESPA Section 8: Paying for Settlement Services
By Kevin Edwards
| Nov 06, 2023
Section 8 of RESPA states you cannot pay or receive a fee or thing of value in return for referring...