Banker's Compliance Consulting Blog

Risk Assessments: Identifying and Mitigating Risk

Risk assessments are an important tool, not only identifying the risks your institution faces but...

Escrow Account Computation Year

One of the foundational concepts when it comes to administering escrow accounts is the “escrow...

Changes to OFAC Retention Period

Back in March 2025, the Department of the Treasury’s Office of Foreign Asset Control (OFAC) issued...

FDIC Final Rule for Official Digital & ATM Signage

As you may know, the implementation of the FDIC’s changes to Subpart A of Part 328 (FDIC Officials...

The Mortgage Lifecycle: It Starts with an Application

When it comes to the lifecycle of a mortgage loan, it all begins with an application. And, in many...

Banker’s Compliance Consulting & Brady Martz

We’re thrilled to share some exciting news with our community.

Monthly Connection: Get Answers to Your Questions

The agenda for our January Monthly Connection was packed. Emily provided some updates on the hemp...

AML / CFT: Staying on Top of It All

If you missed our “AML/CFT New Year Update” webinar a few weeks ago, you need to check it out!...

Cartels Designated as Terrorist Organizations

Back in February 2025, Executive Order 14157, designated cartels and other organizations as foreign...

Regulation CC: What Is It?

Regulation CC implements both the Expedited Funds Availability Act (EFA) and the Check Clearing for...

TRID: Issuing the Closing Disclosure Too Early

One common TRID misconception surrounds when the Closing Disclosure (CD) can be provided. At a...

Risk Assessments: The Why

A risk assessment is exactly as it sounds; it’s a tool that assesses risk.That “risk” could come...

2026 FREE Lending Compliance Q & A Coming Soon!

We will spend one hour answering your lending compliance questions in plain English! Do you have...

Understanding Electronic Advertisements

Institutions are using social media and other forms of electronic advertising more and more every...

Customer Due Diligence of Beneficial Owners

The goal of your institution’s Customer Identification Program (CIP) is just as it sounds, to...

Reporting Demographic Information for HMDA

When it comes to reporting an applicant’s demographic information (race, sex, and ethnicity) for ...

CTR Exemptions

Our December AML/CFT Membership Group meeting was full of great information. We covered several...

More 2026 Thresholds Updated

As we reported last week, January 1st is when several compliance-related thresholds take effect....

TRID: How Shopping Impacts Tolerances

Section B of the Closing Disclosure (“Services Borrower Did Not Shop For”) can include items that...

BSA/AML/CFT: Update on Hemp

In case you missed it, President Trump signed a spending bill on November 12, 2025, that repealed...

Complaints: Training & Awareness

The Federal Reserve’s Federal Consumer Compliance Outlook (Second Issue 2024) stated the purpose of...

Cryptocurrency: Mixer/Tumbler Services

A quick Google search will tell you that a crypto mixer service (aka a tumbler) is a service...

Fair Lending: Making Exceptions

Making exceptions to loan policy or allowing pricing discretion are not wrong. In fact, they may be...

2026 Thresholds & Free Tool Updates

With 2026 still feeling pretty new, do you ever start to think, “What did I forget?” Something that...