FDIC Final Rule for Official Digital & ATM Signage
As you may know, the implementation of the FDIC’s changes to Subpart A of Part 328 (FDIC Officials Signs and Advertisement of Membership) has been a little chaotic. Some of the changes went into effect back on May 1, 2025, while the compliance date for others was delayed and then there were some changes re-proposed. It’s been a little crazy but, on January 22nd, we got the last piece of the puzzle as the FDIC announced a Final Rule for ATM signs (§328.4) and signs for digital deposit-taking channels (§328.5).
This Final Rule pushes the mandatory compliance date for §328.4 and §328.5 out to April 1, 2027.
Published
2026/01/26
Amy Kudlacek
Amy brings many years of banking and compliance experience to Banker’s Compliance Consulting. She has worked for both large and small financial institutions and spent time working in every area of a bank. She started out as a teller in college and eventually became a branch manager. Her love, however, was always compliance. Amy began her career with Banker’s Compliance Consulting in 2000. Her knowledge and experiences have allowed her to develop a well-rounded and practical approach to regulatory compliance. Amy is CRCM certified, has a Bachelors Degree in Business Administration and is a graduate of the ABA Compliance School. Amy & her husband have two children at home and stay busy following their activities. They spend a lot of time in the bleachers!