Banker's Compliance Consulting Blog

Whistleblower & Self-Disclosure Pages Launched

FinCEN launched a webpage specifically dedicated to accepting whistleblower tips related to fraud,...

TRID & The 0% Tolerance

Regulation Z requires that a Loan Estimate …be provided in good faith…if any information necessary...

AML / CFT National Priorities: Fraud and Corruption

You have likely heard about the allegations of fraud involving certain organizations and daycare...

Mastering Financial Services: Tax, Audit, and Training Excellence United

The phone hasn’t stopped ringing since the announcement. Ryan Bakke, Industry Lead at Brady Martz,...

FDIC Signs & Advertisement of Membership

As a result of the FDIC Final Rule for digital deposit-taking channels (§328.5) and ATMs and like...

HMDA Small Filers Thresholds

Whether a financial institution is subject to HMDA depends on meeting certain criteria.For...

Beneficial Owner Relief

On February 13, 2026, FinCEN issued an order of “Exceptive Relief from Requirements to Identify and...

Geographic Targeting Order for Minnesota

In case you missed it, FinCEN issued a Geographic Targeting Order (GTO) that requires banks and...

Reusing a Credit Report

Reusing a credit report for a subsequent transaction has, historically, been a pretty common...

CDD: When to Review a Customer Relationship

A key component of any BSA Program is customer due diligence.Essentially, institutions need to have...

Annual Escrow Account Statements

RESPA requires, in in §1024.17(i), that …for each escrow account, a servicer shall submit an annual...

Commercial Lenders: Regulation B Appraisal Requirements

It’s no secret that there are far less regulatory disclosure requirements for commercial loans.This...

HMDA & Vacation Rentals

We received so many great questions for our FREE Lending Compliance Q & A Forum on January 22nd.We...

AML/CFT Risk: Politically Exposed Persons

There are a lot of different risks that can ultimately impact your BSA Program.The FFIEC’s BSA/AML...

FDIC Advertising Final Rule Update

The FDIC recently issued a Final Rule to amend the signage requirements for digital deposit-taking...

HMDA Dwelling: Assisted Living vs. Nursing Homes

In order for an application to be HMDA-reportable, it mustbe secured by a dwelling.HMDA defines...

HMDA Email Service Discontinued

In case you missed it, the CFPB sent out a “Notice of HMDA Email Service Discontinuation”....

AML/CFT National Priorities

As you may recall, clear back in 2020 there was a push for anti-money laundering (AML) reform which...

CIP, CDD, ECDD, CDDBO…What Do They All Mean?

When we talk BSA/AML/CFT compliance, there are a lot of acronyms that get tossed around.CIP, CDD,...

Regulation CC: Check 21 Error Resolution

When we talk about resolving errors, most of us immediately think about Regulation E (electronic...

Regulation B & Noncitizen Borrowers

The CFPB and Department of Justice recently withdrew a Joint Statement issued back in October 2023...