Banker's Compliance Consulting Blog

FinCEN Alert on Hamas Financing

FinCEN released an Alert (FIN-2023-Alert006) to help financial institutions recognize and identify...

Section 1033 Proposal Issued

The CFPB has issued a proposal to implement Section 1033 of the Consumer Financial Protection Act...

SAFE Act: Initial Registration

The SAFE Act requires Mortgage Loan Originators (MLOs) to be licensed and registered. The...

CFPB Junk Fee Initiative

We talked about it before…the CFPB does not like what they consider to be “junk fees.” In fact, the...

TRID Changed Circumstances & Section C

On the Loan Estimate, Section C, “Services You Can Shop For,” has a 10% tolerance level (assuming a...

Tailor Your Training

It’s no secret that compliance training often isn’t all that interesting or exciting. That doesn’t...

HMDA & Demographic Information

When it comes to collecting Demographic Information for HMDA, we like to say, “don’t touch it.” In...

TRID Loan Charges & Intent to Proceed

One of the most common questions we get regarding TRID has to do with when you can order certain...

FCRA / FACT Act & Direct Disputes

If your bank furnishes information to a credit reporting agency, it is your responsibility to...

Training the Board of Directors

It’s no secret that training is crucial to maintain an effective Compliance Management System...