Banker's Compliance Consulting Blog

FinCEN Fact Sheet and Advisory

In February, FinCEN published a Fact Sheet and Advisory on its Rapid Response Program (RRP). This...

Regulation E: EFT Errors & Customer Negligence

Be sure to JOIN US for our webinar, “Regulation E: EFT Errors & Disputes”.

TRID Guidelines: “Sales Price” vs. “Estimated Property Value”

Be sure to JOIN US for our webinar, “TRID: How to Complete the Loan Estimate".

CFPB Issues UDAAP Warning on Vehicle Repossession

The CFPB recently issued a Compliance Bulletin on potential UDAAP issues related to vehicle...

TRID Guidelines: Revised Loan Estimates & Intent to Proceed

When a revised Loan Estimate is issued, it’s not uncommon for us to see errors within the rate lock...

HMDA Demographic Information: What’s the Purpose?

If you’re new to HMDA, you’ve probably been told you need to collect an applicant’s ethnicity,...

HMDA: What’s a Refinance?

HMDA banks are required to collect and report data regarding applications for dwelling-secured...

CFPB Issues Prepaid Interest Factsheet for General Qualified Mortgages

The CFPB brought some changes to the Qualified Mortgage (QM) world in 2021, including a revised ...

Pulling Credit Reports on Business Applicants

We get questions all the time about when you can and can’t pull a consumer report.

BSA Training for Everyone!

Bank Secrecy Act/Anti-Money Laundering compliance affects everyone in your bank in some way, shape,...