Banker's Compliance Consulting Blog

HMDA Demographic Information

If you are an HMDA reporting bank, you know all too well that collecting Demographic Information...

BSA for Lenders: Customer Due Diligence

When it comes to BSA/AML compliance, there is a lot to understand and comply with. There’s your...

HMDA & Converted Properties

HMDA is all about dwellings. Specifically, dwelling-secured loans where the proceeds will be used...

Regulation E: Authorized vs. Unauthorized

Regulation E outlines a consumer’s liability for “unauthorized” electronic funds transfers (EFT) in

BSA for Tellers & CSRs: Currency Transaction Reports

While Tellers and Customer Service Representatives (CSR) might not be the ones that actually file a...

Truth in Savings Act: Change in Terms

There are times when you need to (or just want to) change the terms of your deposit accounts. Maybe...

TRID: Estimated Taxes, Insurance & Assessments

The Estimated Taxes, Insurance, and Assessments section within the Projected Payments Table on the...

TRID Loan Estimate: Prepaids

We get a lot of questions about Section F, Prepaids, on the Loan Estimate. We also see financial...

CDD for Marijuana-Related Businesses

When it comes to your BSA/AML program, you need to conduct customer due diligence on all of your...

Regulation CC: New Account Delays

Did you know that Regulation CC allows you to delay funds deposited into a new account? This is...