Banker's Compliance Consulting Blog

HMDA: Occupancy Type

HMDA compliance can be a challenge. It takes a lot of time and training to ensure your data is...

A Compliance Officer’s Role

Being a Compliance Officer is NOT easy! It takes a special person who possesses keen analytical...

Board Training on BSA/AML

Every BSA/AML Program should include seven fundamental components. These include:

Feedback on Represented Item NSF Fees

The practice of charging multiple NSF fees on represented items has been a huge deal lately for...

RESPA Section 8: Referrals

If you’ve been in the mortgage industry for any amount of time, you’ve likely heard of RESPA...

Training:  Make it Relatable

Let’s be honest, compliance officers. You are smart people! Being able to read and understand...

SAFE Act: Who’s a Mortgage Loan Originator?

The purpose of the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) is to collect...

CFPB Takes Aim at Returned Deposited Item Fees

The CFPB recently released Compliance Bulletin 2022-06 which focuses on fees charged to depositors...

Top Violations: Regulation E Opt-In

The end of 2022 is quickly approaching! This time of year, we like to look back and reflect on some...

What is UDAAP?

What does it mean for something to be unfair, deceptive, or abusive? Unfortunately, it’s often...