Banker's Compliance Consulting Blog

BSA for Operations: CTRs

BSA compliance is the responsibility of everyone in your institution. On the operations side, you...

HMDA Demographic Information

If you are an HMDA reporting bank, you know all too well that collecting Demographic Information...

BSA for Lenders: Customer Due Diligence

When it comes to BSA/AML compliance, there is a lot to understand and comply with. There’s your...

HMDA & Converted Properties

HMDA is all about dwellings. Specifically, dwelling-secured loans where the proceeds will be used...

Regulation E: Authorized vs. Unauthorized

Regulation E outlines a consumer’s liability for “unauthorized” electronic funds transfers (EFT) in

BSA for Tellers & CSRs: Currency Transaction Reports

While Tellers and Customer Service Representatives (CSR) might not be the ones that actually file a...

Truth in Savings Act: Change in Terms

There are times when you need to (or just want to) change the terms of your deposit accounts. Maybe...

TRID: Estimated Taxes, Insurance & Assessments

The Estimated Taxes, Insurance, and Assessments section within the Projected Payments Table on the...

TRID Loan Estimate: Prepaids

We get a lot of questions about Section F, Prepaids, on the Loan Estimate. We also see financial...

CDD for Marijuana-Related Businesses

When it comes to your BSA/AML program, you need to conduct customer due diligence on all of your...