Banker's Compliance Consulting Blog

BSA/AML Q&A

Do you have burning questions related to BSA/AML compliance? Struggling with Beneficial Owners,...

Privacy Notice

Regulation P aka the Privacy of Consumer Financial Information requirements have been around for...

Currency Transaction Reports: Multiple vs. Aggregated Transactions.

There are a lot of pieces to the Bank Secrecy Act compliance puzzle. One of those pieces is the...

HMDA: Withdrawn Applications

One of the most difficult data fields when reporting HMDA data is the Action Taken field. While it...

CFPB Spotlights Credit Card Reward Troubles

The CFPB recently put out an “Issue Spotlight” on Credit Card Rewards which warned that, in many...

FDIC Advertising & Signage Resources

If you missed our Deposit Operations Compliance Q & A on April 30th, we answered a ton of attendee...

CFPB Issues Interpretive Rule on Buy Now Pay Later Loans

The CFPB has issued an Interpretive Rule that states lenders that issue digital user accounts that...

Understanding Customer Risk Profiles

If you have employees that are new to BSA compliance or even banking in general, the concept of a...

Section 1071: Business Owner Status

One of the biggest hurdles related to Section 1071 is collecting the Business Ownership Status....

Auditing Your BSA/AML Program

Auditing your BSA/AML program encompasses a lot of different requirements. From currency...