Banker's Compliance Consulting Blog

Customer Due Diligence & Virtual Currency

When it comes to crypto and/or other types of virtual currencies, what do financial institutions...

The Mortgage Life Cycle: Higher-Priced Mortgage Loans

From the time you receive a mortgage loan application (sometimes even before) to when that loan is...

The Importance of a Fair Lending Roadmap

Underwriting is a critical aspect of the lending process and involves assessing an applicant’s...

Why Is Beneficial Owners Important?

It’s no secret that the “bad guys” are usually a step ahead of regulatory compliance. They are...

Tips for Submitting Your HMDA Data

HMDA is one of the most difficult regulations to comply with because there are accuracy standards...

CFPB Looking to Take Action on Overdrafts & Fees

In case you missed it, the CFPB recently released its Fall 2023 Rulemaking Agenda. While there are...

TRID: Application Date

If you are new to the TRID requirements found in Regulation Z, you might feel like your head is...

Advertising Deposit Products & Services as “Free”

When it comes to advertising your deposit products and services, there are a lot of things that...

Complaints: Dissatisfaction & Awareness

Since there is no regulatory definition as to what a complaint is, institutions are somewhat left...

Section 1071: Understanding the HMDA Exemption

Hopefully, by now, you’ve determined whether your financial institution will be subject to the...