Banker's Compliance Consulting Blog

Top Violations: Mortgage Servicing

Learning from the mistakes of others is one of the best ways to stay out of hot water with...

The Difficulty of UDAAP

It’s not uncommon that when someone utters the term UDAAP (Unfair, Deceptive, and Abusive Acts and...

HMDA: Occupancy Type

HMDA compliance can be a challenge. It takes a lot of time and training to ensure your data is...

A Compliance Officer’s Role

Being a Compliance Officer is NOT easy! It takes a special person who possesses keen analytical...

Board Training on BSA/AML

Every BSA/AML Program should include seven fundamental components. These include:

Feedback on Represented Item NSF Fees

The practice of charging multiple NSF fees on represented items has been a huge deal lately for...

RESPA Section 8: Referrals

If you’ve been in the mortgage industry for any amount of time, you’ve likely heard of RESPA...

Training:  Make it Relatable

Let’s be honest, compliance officers. You are smart people! Being able to read and understand...

SAFE Act: Who’s a Mortgage Loan Originator?

The purpose of the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) is to collect...

CFPB Takes Aim at Returned Deposited Item Fees

The CFPB recently released Compliance Bulletin 2022-06 which focuses on fees charged to depositors...