Banker's Compliance Consulting Blog

Money Laundering/Terrorist Financing Red Flags

If you are in the BSA world, you’ve likely been seeing the acronym “ML/TF” quite a bit recently. If...

TRID Closing Disclosure:

Sales Price v. Estimated Property Value v. Appraised Property Value

Home Mortgage Disclosure Act (HMDA) Documentation

If you are an HMDA Bank, you are fully aware of how the CFPB’s 2018 HMDA Rule shook things up! It...

Collecting HMDA Demographic Information

HMDA defines an application as …an oral or written request for a covered loan…. HMDA also requires...

Loan Application vs. Loan Inquiry

Knowing when you have a loan application and when you have a loan inquiry is the foundation of...

Commercial Lenders & Compliance

A common area of confusion is whether the Regulation B appraisal notice requirements apply to...

Focus on Complaints

Back in February, Acting Director of the CFPB Dave Uejio stated one of his top priorities is making...

Providing the Loan Estimate

The TRID rules are often overwhelming for new lenders. Jerod answers the common question “when does...

BSA/AML Exam Manual Revisions

BSA/AML Exam Manual Revisions

CFPB Issues Interpretive Rule on Sex Discrimination

On March 9, 2021, the CFPB issued an interpretive rule regarding sex discrimination under the...