Banker's Compliance Consulting Blog

BSA/AML/CFT: The Role of Frontline Personnel

Frontline personnel play a very important role within an institution’s BSA/AML/CFT Program.Tellers,...

Executive Order to Promote Access to Mortgage Credit

On March 13, 2026, President Trump issued an Executive Order (EO) entitled, “Promoting Access to...

Account-Opening Disclosures for Deposit Accounts

Regulation DD (Truth in Savings Act) requires a depository institution to …provide account...

Reporting Income for HMDA

During the loan application and underwriting process, loan officers often encounter different...

Military Lending Act Safe Harbor

In general, the Military Lending Act applies to any type of consumer credit (think Regulation Z)...

TRID Disclosures & the Unlimited Tolerance

There are certain fees and charges on a TRID-covered loan that are subject to an unlimited...

Reporting Demographic Information: Don't Touch It!

When an applicant provides their demographic information (race, sex, and ethnicity) in connection...

Red Flags for Elder Financial Exploitation

Detecting and preventing elder financial exploitation is all about awareness.Whether it is carried...

Small Filers & Exempt HMDA Data

If you are considered a “small filer” for HMDA, it basically means you don’t have to report as much...

FinCEN Issues Beneficial Owner Relief

On February 13th, FinCEN issued an Order granting “exceptive relief” to the beneficial owner...