Banker's Compliance Consulting Blog

Multiple Re-Presentment NSF Fees

Back in June 2023, you may recall that the FDIC issued Guidance outlining their supervisory...

Elder Financial Exploitation: Why are Older Adults Targeted?

Elder Financial Exploitation (EFE) is a horrible crime where an older adult’s vulnerabilities,...

Canceling Escrow Accounts on HPMLs

§1026.35(b) generally requires that any first-lien Higher-Priced Mortgage Loan (HPML) must have an...

Regulation Z: When Does the Rescission Period Begin?

Under Regulation Z, the three-business day right of rescission period begins when the last of the...

TRID: Documenting Changed Circumstances

When there is a valid changed circumstance with respect to a TRID-covered application, it generally...

Who's Covered by the SCRA?

The Servicemembers Civil Relief Act …is a law created to provide extra protections for...

FinCEN Whistleblower Program

As we mentioned in our blog (February 25, 2026), FinCEN’s Whistleblower Program webpage is a place...

Regulation E Disputes & Fine Print

Regulation E provides consumers certain protections from unauthorized electronic funds...

Collecting Demographic Information on Telephone Applications

HMDA requires that you collect an applicant’s demographic information (DI) at the time of...

Promoting Access to Mortgage Credit

If the Executive Order (EO) entitled, “Promoting Access to Mortgage Credit” missed your radar, it’s...