Banker's Compliance Consulting Blog

Commercial Lending: Underwriting Exceptions & Discretion

Lender discretion and policy exceptions in the underwriting process can increase fair lending risk...

Virtual Currency Key Terms

The world of crypto and virtual currency can be a little overwhelming. There are so many things to...

Legal Entities & Beneficial Owners

The Beneficial Owner requirements apply to beneficial owners of legal entity customers. Generally,...

Regulation CC: Case-by-Case Delays

Regulation CC outlines when you are required to make funds from deposits available to your...

Escrows & the Mortgage Life Cycle

There are many steps in the life cycle of a mortgage loan. Every step has its own unique compliance...

Escrow Accounts & Deficiencies

Escrow accounts are complicated! They aren’t always easy for customers to understand, and they can...

Compliance vs. Marketing

Compliance officers are typically left-brained people. They are analytical, linear thinkers who...

TRID Business Days

Are you new to TRID? The TRID rules can be overwhelming especially for beginners. To be successful,...

Title Insurance & TRID

When the TRID guidelines took effect in 2015, they included a strange new way to disclose title...

CIP, CDD & ECDD…Oh My!

When it comes to Bank Secrecy Act, there are a ton of acronyms to know. CTR (Currency Transaction...