Banker's Compliance Consulting Blog
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BSA/AML: Why is Compliance so Important?
By Kevin Edwards
| Mar 30, 2022
Be sure to JOIN US for “BSA/AML: Just for Lenders” and/or the “BSA/AML: Just for Operations”.
FREE Deposit Q & A Forum - Regulation E Question
By Amy Kudlacek
| Mar 29, 2022
Be sure to JOIN US for our FREE Deposit Compliance Q & A Forum.
HMDA: Demographic Information at Application
By David Dickinson
| Mar 28, 2022
Be sure to JOIN US for our webinar, “HMDA Demographic Information Collection”.
HMDA: Modified 2021 LARs Now Available
By Diane Dean
| Mar 28, 2022
The FFIEC has announced that modified Loan Application Registers (LARs) are available for...
Mortgage Lending: Required Calculation for Disclosing Title Insurance (MLC)
By Jerod Moyer
| Mar 22, 2022
A couple of weeks ago, we wrapped up our five-part webinar series on The Mortgage Life Cycle. This...
Regulation B: What’s An Application?
By Jerod Moyer
| Mar 22, 2022
What’s an application? That’s a great question and one that isn’t quite as easy as it seems.
Flood Insurance: Loan Modifications
By Jerod Moyer
| Mar 22, 2022
Be sure to JOIN US for our webinar, “Compliance Just for Commercial Lenders”.
BSA Digital Assets Ensuring Responsible Development
By Amy Kudlacek
| Mar 22, 2022
On March 9, 2022, President Biden signed an Executive Order on Ensuring Responsible Development of...
TRID Guidelines - Closing Disclosure: Projected Payments
By Jerod Moyer
| Mar 21, 2022
Be sure to JOIN US for our webinar, “TRID: How to Complete the Closing Disclosure”.
CFPB Targets (UDAAP) Unfair Discrimination in Consumer Finance
By Amy Kudlacek
| Mar 18, 2022
The Consumer Financial Protection Bureau (CFPB) announced they will scrutinize discriminatory...
HMDA: Small Filer Exempt Data
By David Dickinson
| Mar 18, 2022
We know that HMDA data collection and reporting can be a challenge. If you are a “small filer” for ...
HMDA: Reporting the Property Address for Large Filers
By David Dickinson
| Mar 17, 2022
If you are a large filer for HMDA, the property address is one of the pieces of data you are...
FinCEN Fact Sheet and Advisory
By Kevin Edwards
| Mar 16, 2022
In February, FinCEN published a Fact Sheet and Advisory on its Rapid Response Program (RRP). This...
Regulation E: EFT Errors & Customer Negligence
By David Dickinson
| Mar 14, 2022
Be sure to JOIN US for our webinar, “Regulation E: EFT Errors & Disputes”.
TRID Guidelines: “Sales Price” vs. “Estimated Property Value”
By Jerod Moyer
| Mar 14, 2022
Be sure to JOIN US for our webinar, “TRID: How to Complete the Loan Estimate".
CFPB Issues UDAAP Warning on Vehicle Repossession
By Diane Dean
| Mar 11, 2022
The CFPB recently issued a Compliance Bulletin on potential UDAAP issues related to vehicle...
TRID Guidelines: Revised Loan Estimates & Intent to Proceed
By Jerod Moyer
| Mar 11, 2022
When a revised Loan Estimate is issued, it’s not uncommon for us to see errors within the rate lock...
HMDA Demographic Information: What’s the Purpose?
By David Dickinson
| Mar 10, 2022
If you’re new to HMDA, you’ve probably been told you need to collect an applicant’s ethnicity,...
HMDA: What’s a Refinance?
By David Dickinson
| Mar 07, 2022
HMDA banks are required to collect and report data regarding applications for dwelling-secured...
CFPB Issues Prepaid Interest Factsheet for General Qualified Mortgages
By Jerod Moyer
| Mar 06, 2022
The CFPB brought some changes to the Qualified Mortgage (QM) world in 2021, including a revised ...
Pulling Credit Reports on Business Applicants
By Jerod Moyer
| Mar 03, 2022
We get questions all the time about when you can and can’t pull a consumer report.
BSA Training for Everyone!
By Kevin Edwards
| Mar 02, 2022
Bank Secrecy Act/Anti-Money Laundering compliance affects everyone in your bank in some way, shape,...
TRID Closing Disclosure: Estimated Taxes, Insurance & Assessments
By Jerod Moyer
| Mar 02, 2022
The Estimated Taxes, Insurance, and Assessments section within the Projected Payments Table on the ...