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Flood Insurance: Actual Cash Value
By David Dickinson
| Jun 30, 2022
When a borrower is required to purchase flood insurance, the flood rules say that it must be in an...
CFPB Releases Regulatory Agenda
By Amy Kudlacek
| Jun 30, 2022
The CFPB recently released its Spring 2022 Semi-Annual Regulatory Agenda which gives us some...
Privacy: Annual Notice Exception
By Kevin Edwards
| Jun 30, 2022
Be sure to JOIN US for our webinar, “Privacy”.
CTRs: The NAICS Code & Occupation Fields
By Kevin Edwards
| Jun 30, 2022
Be sure to JOIN US for our webinar, “All About CTRs”.
Overdrafts: Ledger Balance vs. Available Balance
By Jerod Moyer
| Jun 30, 2022
When it comes to overdrafts, do you use the ledger balance or do you use the available balance? Do...
Regulation V Adds Protections for Human Trafficking Victims
By Diane Dean
| Jun 30, 2022
The CFPB finalized amendments to Regulation V (Fair Credit Reporting) which allow victims of human ...
Fair Lending: What is Redlining?
By Jerod Moyer
| Jun 27, 2022
If you’ve ever been in discussions or training regarding fair lending you might hear the term...
CFPB Studies Overdraft Programs
By Diane Dean
| Jun 27, 2022
It’s really no secret that overdraft programs and practices have been areas of focus for all the...
TRID Guidelines: Disclosing Construction Loans
By Jerod Moyer
| Jun 27, 2022
If you work with loans subject to TRID, you know that getting the disclosures right can be...
BSA/AML: Manual Monitoring Systems
By Kevin Edwards
| Jun 16, 2022
When it comes to monitoring for suspicious activity as part of your BSA/AML program, your...
Regulation B: Providing a Copy of an Appraisal
By Jerod Moyer
| Jun 16, 2022
The Regulation B appraisal requirements apply to any loan application (business or consumer...
FREE BSA/AML Compliance Q & A Forum
By Amy Kudlacek
| Jun 16, 2022
Do you have burning questions related to BSA/AML compliance? Struggling with Beneficial Owners,...
Final Rule on Advertising of FDIC Deposit Insurance
By Amy Kudlacek
| Jun 16, 2022
On May 17, 2022, the FDIC issued a Final Rule on False Advertising, Misrepresentation of Insured...
HMDA: Temporary Financing
By David Dickinson
| Jun 16, 2022
Be sure to JOIN US for our webinar, “HMDA Advanced Lessons.”
What’s the Purpose Behind Consumer Privacy (Regulation P)?
By Kevin Edwards
| Jun 10, 2022
Regulation P (aka the Privacy rules) has been around for a little over 20 years. While there have...
CTRs: Critical vs. Non-Critical Fields
By Kevin Edwards
| Jun 10, 2022
When completing a Currency Transaction Report (CTR), FinCEN wants the most complete and accurate...
CFPB Issues Adverse Action Circular
By Amy Kudlacek
| Jun 10, 2022
The CFPB recently released Circular 2022-03 to reiterate that Regulation B requires creditors to...
TILA: Right of Rescission: How Many Notices?
By Jerod Moyer
| Jun 09, 2022
Be sure to JOIN US for our webinar, “All About TILA’s Right of Rescission.”
Anti-Money Laundering Act (AML) of 2020 Update
By Amy Kudlacek
| Jun 08, 2022
FinCEN’s Acting Director Das gave an update to the House Financial Services Committee on...
UDAAP & Represented Item Fees
By Kevin Edwards
| Jun 07, 2022
One of the hot topics during our Deposit Compliance Q&A Forum on May 5th was about charging...
New Flood Insurance Q&As Finalized
By Jerod Moyer
| Jun 06, 2022
Be sure to JOIN US for our webinar, “New Flood Insurance Q&As Finalized”.
The History of the Banker’s Compliance Consulting Real Estate Matrix
By Amy Kudlacek
| Jun 01, 2022
Back in 1990, David Dickinson was an examiner for the FDIC. The FDIC provided an 11-page matrix...