Banker's Compliance Consulting Blog

Flood Insurance: Co-Insurance Penalties

When it comes to flood insurance for condominiums, one thing that institutions need to be aware of...

Section 1071: Keeping Your Board Informed

It’s no secret that Section 1071 is up in the air. No one really knows for sure how it will all...

Advanced HMDA Concept: What’s a Dwelling

HMDA is a complex regulation. While it might appear simple on the surface, it can get quite...

What’s Up with Section 1071

You are all likely aware that the Section 1071 Rule is in a state of flux. There have been...

Banking Marijuana-Related Businesses

It’s been several years since the first states in the nation started legalizing both medical and...

FDIC Requirements Effective May 1, 2025

Just a reminder, while certain portions of the FDIC’s Final Rule on “FDIC Official Signs and...

Flood Insurance: The Why

If you are new to lending, you will learn (or maybe you already know) there are times when you must...

Adverse Action & Prequalifications

We received a great question from a Monthly Connection member at our April meeting. It went...

CIP & Loan Participations

During each monthly meeting of our AML/CFT Membership Group, we make time for “Quick Response,...

Free Deposit Compliance Q & A

Advertising is one of those areas of compliance that can be affected by a lot of different...

Auditing TRID: Revised Disclosures

When our team looks at TRID loan files, they spend a lot of time on revised disclosures. Why?...

Rescission & Multiple Consumers

For the right of rescission to apply to a consumer:

Recent Alerts & Advisories

While other agencies have seemed to slow down a bit, FinCEN has not. On March 31st, it issued an...

Regulation CC Holds – Reasonable Cause

Regulation CC allows you to place an exception hold on a check when you have a …reasonable cause to...

Flood Insurance & Low-Value Buildings

A common misconception regarding flood insurance is that low-value buildings do not require flood...

Flood Insurance: What’s the Purpose?

It seems that no one really likes flood insurance. Customers don’t like paying for it, lenders...

Marijuana & Hemp: Understanding the Legality of it All

The challenge with marijuana from a banking perspective is that while individual states have chosen...

Reporting Elder Financial Exploitation

The Agencies recent Interagency Statement on Elder Financial Exploitation (EFE) pointed out that ...

ATR & QM Policies and Procedures

When it comes to the Ability to Repay (ATR) rules and the Qualified Mortgage (QM) requirements,...