Banker's Compliance Consulting Blog

TRID & Requesting Verification Documents

The TRID requirements are all about getting information about loan costs in applicants’ hands...

Money Laundering Risk in Residential Real Estate Lending

The focus of our September AML/CFT Membership Group, was AML/CFT risk implications related to...

Regulation E: Reversing Provisional Credit

Each month, in our magazine Banking on BCC, the “Field Notes” section highlights some common errors...

SAFE Act Registration Requirements

The SAFE Act requires Mortgage Loan Originators (MLOs) to be licensed and registered. Registration...

Executive Order on Debanking

In case you missed it, President Trump signed an Executive Order (EO), “Guaranteeing Fair Banking...

SAR FAQs Issued

On October 9th, FinCEN provided answers to four Frequently Asked Questions (FAQs) regarding...

Regulation CC: One-Time Delay Notices

It’s a common misconception that Regulation CC only applies to consumers. Regulation CC applies to...

Fair Lending: Watch Your File Comments

The purpose of Regulation B is to …promote the availability of credit to all creditworthy...

FDIC Official Digital Signs Update

During our Virtual Deposit Conference a couple weeks ago, Jerod covered a ton of information in the...

TRID: Disclosing Construction Loans

Does disclosing construction loans in accordance with the TRID requirements have you down? We...

CIP, CDD & EDD in Real Estate Lending

In our AML/CFT Membership Group, Kevin discussed AML/CFT risk associated with residential real...

Auditing HMDA: Loan Amount

HMDA is one of the most difficult compliance requirements because there is very little, if any,...

Recouping Third-Party Fees

We often get questions from institutions asking whether they are able recoup any third-party fees...

National Flood Insurance Program Lapses

This morning the country woke up to a government shut down which means that Congress did not...