Banker's Compliance Consulting Blog

Final Rule on Reputation Risk & Debanking

Reputation risk was a big topic in 2025 with all of the regulatory agencies (FDIC, OCC, Federal...

Regulator Name & Address on Adverse Action Notices

Under Regulation B, one of the required pieces of information to be included on an adverse action...

FinCEN Advisory on Healthcare Fraud Schemes

On March 30th, FinCEN released an Advisory (FIN-2026-A001) urging …financial institutions to be...

2026 Free Deposit Compliance Q&A Coming Soon!

Be sure to JOIN US on April 28, 2026, for our “Deposit Compliance Q & A FREE Forum”.

Easing Regulatory Burden to Promote Access to Mortgage Credit

On March 13, 2026, President Trump issued an Executive Order (EO) entitled, “Promoting Access to...

Frequently Cited Violations & Complaint Data

Both the Federal Reserve and the FDIC recently published information about frequently cited...

Free Tools Updates

More great things are happening at Banker’s Compliance Consulting Powered by Brady Martz!

Hemp No Longer Hemp

On November 12, 2025, President Trump signed the “Continuing Appropriations, Agriculture,...

Multiple Re-Presentment NSF Fees

Back in June 2023, you may recall that the FDIC issued Guidance outlining their supervisory...

Elder Financial Exploitation: Why are Older Adults Targeted?

Elder Financial Exploitation (EFE) is a horrible crime where an older adult’s vulnerabilities,...

Canceling Escrow Accounts on HPMLs

§1026.35(b) generally requires that any first-lien Higher-Priced Mortgage Loan (HPML) must have an...

Regulation Z: When Does the Rescission Period Begin?

Under Regulation Z, the three-business day right of rescission period begins when the last of the...

TRID: Documenting Changed Circumstances

When there is a valid changed circumstance with respect to a TRID-covered application, it generally...

Who's Covered by the SCRA?

The Servicemembers Civil Relief Act …is a law created to provide extra protections for...

FinCEN Whistleblower Program

As we mentioned in our blog (February 25, 2026), FinCEN’s Whistleblower Program webpage is a place...

Regulation E Disputes & Fine Print

Regulation E provides consumers certain protections from unauthorized electronic funds...

Collecting Demographic Information on Telephone Applications

HMDA requires that you collect an applicant’s demographic information (DI) at the time of...

Promoting Access to Mortgage Credit

If the Executive Order (EO) entitled, “Promoting Access to Mortgage Credit” missed your radar, it’s...