Banker's Compliance Consulting Blog

Guidance on Non-Work Authorized Individuals

In the July issue of our magazine, Banking on BCC, we discussed the Joint Advisory on Non-Work...

Section 1071 Fire: The Feasibility Exception

Section 1071 requires financial institutions to implement and maintain a firewall ...that prohibits...

Looking Through the UDAAP Lens

UDAAP (Unfair, Deceptive, or Abusive Acts or Practices) risk is always lurking in the shadows just...

Another FinCEN Alert Related to Southern Border Activity

On June 30th FinCEN issued an Alert (FIN-20260-Alert003), FinCEN Supplemental Alert on Fuel...

TRID: The AP Table & Construction Loans

When disclosing a multiple-advance construction loan, the Adjustable Payments (AP) Table must...

Mortgage Loan Error Resolution

Regulation Z requires loan servicers to comply with specific error resolution procedures for...

The Current Regulatory Compliance Environment

During our July Monthly Connection, Jerod Moyer gave a rundown of the current regulatory compliance...

CTR Errors

During our June AML/CFT Membership Group meeting, Kevin went over some common errors associated...

Overdrafts & Fair Lending Risk

Institutions often think about overdrafts through a deposit operations lens; however, an overdraft...

Section 1071 vs. HMDA

One of the challenges of the Section 1071 Rule has little to do with 1071 and much to do with HMDA...

Section 1071: Proving Whether You Are In or Out

Our June 1071 Membership Group meeting focused on counting covered credit transactions to determine...

Human Trafficking & Smuggling: A National Priority

The Anti-Money Laundering Act of 2020 required FinCEN to establish government-wide priorities for...

Fraud Schemes Related to Non-Work Authorized Populations

FinCEN’s Joint Advisory on Non-Work Authorized Populations and Their Employers and Risks to the...

2026 AML/CFT Compliance Q&A Coming Soon!

Just a friendly reminder to pre-submit your questions for our AML/CFT Compliance Q & A FREE Forum...

Regulation E: Change in Terms

If an institution changes any term or condition required to be disclosed under §1005.7(b) that...

Disparate Impact Effective Date

On April 22, 2026, the CFPB announced a Final Rule that amends Regulation B and will directly...

Regulation B's Appraisal Requirements: Coverage

When it comes to Regulation B’s, “Rules on providing appraisals and other valuations” (§1002.14),...

Regulation P: Sharing Is Not Wrong

Regulation P …governs the treatment of nonpublic personal information about consumers by the...

CTRs: Aggregating Transactions for Entities with Common Ownership

Do institutions need to aggregate cash transactions for entities under common ownership? This is a...

Section 1071 Timeline

The mandatory compliance date for the Section 1071 Final Rule is January 1, 2028.While this may not...

2026 Virtual Compliance Conference Series

The BCC | Brady Martz 2026 Virtual Compliance Conference Series will officially kick off on...

Section 1071: Covered Applications

For Section 1071, a …covered application means an oral or written request for a covered credit...

FinCEN Encourages 314(b) Sharing

On June 12th, FinCEN issued updated guidance …to clarify how financial institutions can share...