Banker's Compliance Consulting Blog

Construction Holdbacks in Section K of the Closing Disclosure

The third page of the Closing Disclosure provides a summary of the borrower’s loan transaction in...

FinCEN Alert on Federal Student Aid Fraud

On July 24th, FinCEN issued an Alert on “Fraud Schemes Targeting Federal Student Aid” (...

UDAAP: The Four Ps of Deception

UDAAP (Unfair, Deceptive or Abusive Acts or Practices) compliance can be a challenge because it’s...

Mortgage Servicing: Non-Conforming Payments

Regulation Z, in §1026.36(c)(1), outlines payment processing requirements for consumer-purpose,...

2026 Virtual Conferences: SCORM

Added bonus alert! With your purchase of any of our 2026 Virtual Compliance Conferences, we will be...

Appraisals & Reconsiderations of Value (ROV)

Back in July 2024, Interagency Guidance was issued on “Reconsiderations of Value of Residential...

Trafficking & Shell Companies

The term “shell company” generally refers to an entity without a physical presence in any country...

Fair Lending Risk in Advertising

Fair lending compliance often centers around loan policies and procedures, loan terms and pricing, ...

Guidance on Non-Work Authorized Individuals

In the July issue of our magazine, Banking on BCC, we discussed the Joint Advisory on Non-Work...

Section 1071 Fire: The Feasibility Exception

Section 1071 requires financial institutions to implement and maintain a firewall ...that prohibits...