Banker's Compliance Consulting Blog

Promoting Access to Mortgage Credit: Changes on the Horizon?

President Trump’s Executive Order (EO), “Promoting Access to Mortgage Credit” seeks to promote...

Policy vs. Procedures

When it comes to compliance, we tell our clients to keep Board-approved policies “lean and mean”...

Section 1071: The Time & Manner of Collection

The Section 1071 requirements require institutions to collect and report certain data on covered...

Fair Lending & the Board of Directors

It’s the Board of Director’s job to oversee a financial institution’s compliance management...

Refinances, Renewals, Modifications: Understanding the Terms

It’s not uncommon for institutions to use the terms refinance, modification, extension, and renewal...

Financial Trend Analysis on Human Smuggling

FinCEN recently issued a Financial Trend Analysis (Analysis) on human smuggling that focused on...

Deposit Account Denials

When an applicant is denied a loan, both Regulation B (Equal Credit Opportunity Act) and the Fair...

Fair Lending & Loan Servicing

Under the fair lending requirements, illegal discrimination is prohibited at any point in time with...

Section 1071 Firewall: Restricted Data

The Section 1071 Rule requires financial institutions to collect and report certain data for...

Address Changes for Debit/Credit Cards

The FACT Act brought about a lot of requirements intended to help prevent identity theft.One such...