Banker's Compliance Consulting Blog

Section 1071: Understanding the Agricultural Exclusion

Agricultural credit will not be subject to 1071 requirements.That means credit granted for an...

CFPB Releases Annual Fair Lending Report

The CFPB recently released its annual Fair Lending Report (Report) that highlights its “new fair...

Regulation O: Loan Restrictions

Regulation O generally requires banks to ensure that loans to insiders are made on the same terms...

Hemp Change Effective Date Pushed Back

Back in November 2025, President Trump signed the “Continuing Appropriations, Agriculture,...

TRID: Completing Section C of the Closing Disclosure

One thing that sometimes causes confusion in connection with TRID disclosures is...

HMDA: Reporting the Application Date

HMDA-reportable institutions are required to report …the date the application was received or the...

BSA/AML/CFT Information Sharing: Risk Assessment

While information sharing under Section 314(b) of the USA PATRIOT Act is optional, it’s important...

BSA/AML/CFT Risk & Phone Transfers

When you think about all the potential risks out there that might set off your BSA/AML/CFT radar,...

SAFE Act: Conducting the Independent Audit

The purpose of the SAFE Act is to protect consumers and reduce fraud in the residential mortgage...

Section 1071 Firewall: No Expiration

Financial institutions that will be subject to the Small Business Lending Data Collection Rule (...