Banker's Compliance Consulting Blog

2026 FREE Lending Compliance Q & A Coming Soon!

We will spend one hour answering your lending compliance questions in plain English! Do you have...

Understanding Electronic Advertisements

Institutions are using social media and other forms of electronic advertising more and more every...

Customer Due Diligence of Beneficial Owners

The goal of your institution’s Customer Identification Program (CIP) is just as it sounds, to...

Reporting Demographic Information for HMDA

When it comes to reporting an applicant’s demographic information (race, sex, and ethnicity) for ...

CTR Exemptions

Our December AML/CFT Membership Group meeting was full of great information. We covered several...

More 2026 Thresholds Updated

As we reported last week, January 1st is when several compliance-related thresholds take effect....

TRID: How Shopping Impacts Tolerances

Section B of the Closing Disclosure (“Services Borrower Did Not Shop For”) can include items that...

BSA/AML/CFT: Update on Hemp

In case you missed it, President Trump signed a spending bill on November 12, 2025, that repealed...

Complaints: Training & Awareness

The Federal Reserve’s Federal Consumer Compliance Outlook (Second Issue 2024) stated the purpose of...

Cryptocurrency: Mixer/Tumbler Services

A quick Google search will tell you that a crypto mixer service (aka a tumbler) is a service...