Banker's Compliance Consulting Blog

HMDA Email Service Discontinued

In case you missed it, the CFPB sent out a “Notice of HMDA Email Service Discontinuation”....

AML/CFT National Priorities

As you may recall, clear back in 2020 there was a push for anti-money laundering (AML) reform which...

CIP, CDD, ECDD, CDDBO…What Do They All Mean?

When we talk BSA/AML/CFT compliance, there are a lot of acronyms that get tossed around.CIP, CDD,...

Regulation CC: Check 21 Error Resolution

When we talk about resolving errors, most of us immediately think about Regulation E (electronic...

Regulation B & Noncitizen Borrowers

The CFPB and Department of Justice recently withdrew a Joint Statement issued back in October 2023...

Risk Assessments: Identifying and Mitigating Risk

Risk assessments are an important tool, not only identifying the risks your institution faces but...

Escrow Account Computation Year

One of the foundational concepts when it comes to administering escrow accounts is the “escrow...

Changes to OFAC Retention Period

Back in March 2025, the Department of the Treasury’s Office of Foreign Asset Control (OFAC) issued...

FDIC Final Rule for Official Digital & ATM Signage

As you may know, the implementation of the FDIC’s changes to Subpart A of Part 328 (FDIC Officials...

The Mortgage Lifecycle: It Starts with an Application

When it comes to the lifecycle of a mortgage loan, it all begins with an application. And, in many...