Banker's Compliance Consulting Blog

CFPB Looking to Take Action on Overdrafts & Fees

In case you missed it, the CFPB recently released its Fall 2023 Rulemaking Agenda. While there are...

TRID: Application Date

If you are new to the TRID requirements found in Regulation Z, you might feel like your head is...

Advertising Deposit Products & Services as “Free”

When it comes to advertising your deposit products and services, there are a lot of things that...

Complaints: Dissatisfaction & Awareness

Since there is no regulatory definition as to what a complaint is, institutions are somewhat left...

Section 1071: Understanding the HMDA Exemption

Hopefully, by now, you’ve determined whether your financial institution will be subject to the...

Fair Lending & Relationship Loan Pricing

While not all financial institutions offer private banking services, they do likely have certain...

Where Do Complaints Come From?

Your examiners consider complaint data and your management of that data to be a critical component...

Top Violations: TRID & Shopping

If you provide a single shopping list for all your TRID applications, you might find yourself in...

The Difficulty of UDAAP

We all know that compliance isn’t always black or white. Situations often arise that fall in that...

CFPB Approves Application for Alternative Construction Disclosures

The CFPB recently announced it has approved an application from the Independent Community Bankers...