Banker's Compliance Consulting Blog

Marijuana & Hemp: Understanding the Legality of it All

The challenge with marijuana from a banking perspective is that while individual states have chosen...

Reporting Elder Financial Exploitation

The Agencies recent Interagency Statement on Elder Financial Exploitation (EFE) pointed out that ...

ATR & QM Policies and Procedures

When it comes to the Ability to Repay (ATR) rules and the Qualified Mortgage (QM) requirements,...

Auditing TRID Application Dates

When it comes to compliance, the application date is often what triggers required disclosures....

SCRA: 6% Interest Rate Cap

One of the benefits afforded to servicemembers under the Servicemembers Civil Relief Act (SCRA) is...

FinCEN Issues Geographic Targeting Order

On March 11th, FinCEN issued a Geographic Targeting Order (GTO) to combat money laundering and...

TISA: Fee Terminology

One requirement of the Truth in Savings Act is that institutions use consistent fee terminology....

TRID Tolerances & Cures

One of the key components of the TRID Rule is the concept of tolerances. Essentially, you will be...

Truth In Lending: Rescission Period

Truth in Lending (Regulation Z) provides borrowers a “cooling off period” for certain types of...

Compliance Management Systems: Risk Assessments

One of the pillars of a Compliance Management System (CMS) is Risk Assessment. Before you can even...