Banker's Compliance Consulting Blog

Reporting Demographic Information for HMDA

When it comes to reporting an applicant’s demographic information (race, sex, and ethnicity) for ...

CTR Exemptions

Our December AML/CFT Membership Group meeting was full of great information. We covered several...

More 2026 Thresholds Updated

As we reported last week, January 1st is when several compliance-related thresholds take effect....

TRID: How Shopping Impacts Tolerances

Section B of the Closing Disclosure (“Services Borrower Did Not Shop For”) can include items that...

BSA/AML/CFT: Update on Hemp

In case you missed it, President Trump signed a spending bill on November 12, 2025, that repealed...

Complaints: Training & Awareness

The Federal Reserve’s Federal Consumer Compliance Outlook (Second Issue 2024) stated the purpose of...

Cryptocurrency: Mixer/Tumbler Services

A quick Google search will tell you that a crypto mixer service (aka a tumbler) is a service...

Fair Lending: Making Exceptions

Making exceptions to loan policy or allowing pricing discretion are not wrong. In fact, they may be...

2026 Thresholds & Free Tool Updates

With 2026 still feeling pretty new, do you ever start to think, “What did I forget?” Something that...

Artificial Intelligence Impact on BSA/AML/CFT Programs

In 2025, FinCEN put out a reminder to financial institutions to remain on alert for suspicious...