Banker's Compliance Consulting Blog

Regulation E Disputes & Fine Print

Regulation E provides consumers certain protections from unauthorized electronic funds...

Collecting Demographic Information on Telephone Applications

HMDA requires that you collect an applicant’s demographic information (DI) at the time of...

Promoting Access to Mortgage Credit

If the Executive Order (EO) entitled, “Promoting Access to Mortgage Credit” missed your radar, it’s...

MIRE Events: What About Modifications?

The flood insurance rules state that any time an institution makes, increases, renews or extends a...

2026 FREE Deposit Compliance Q & A

It’s that time again and we’d like to invite you to join us for our FREE Deposit Compliance Q & A...

Beneficial Owner Exceptive Relief

The “Exceptive Relief from Requirement to Identify and Verify Beneficial Owners at Each Account...

EFT Disputes & Card Loss or Theft

Loss or theft of an access device includes both the card being physically stolen or just the...

HMDA: Reporting Approved But Not Accepted

When reporting the action taken for HMDA, there are eight different options which include things...

Regulation Z’s Ability to Repay Rules: What’s Covered

Anytime you have a consumer-purpose, closed-end, dwelling-secured loan, there are potentially a lot...

Disclosing Absorbed & Offset Costs on the Closing Disclosure

When completing TRID disclosures, it’s important to understand that how you handle absorbed costs...