Banker's Compliance Consulting Blog

2026 FREE Deposit Compliance Q & A

It’s that time again and we’d like to invite you to join us for our FREE Deposit Compliance Q & A...

Beneficial Owner Exceptive Relief

The “Exceptive Relief from Requirement to Identify and Verify Beneficial Owners at Each Account...

EFT Disputes & Card Loss or Theft

Loss or theft of an access device includes both the card being physically stolen or just the...

HMDA: Reporting Approved But Not Accepted

When reporting the action taken for HMDA, there are eight different options which include things...

Regulation Z’s Ability to Repay Rules: What’s Covered

Anytime you have a consumer-purpose, closed-end, dwelling-secured loan, there are potentially a lot...

Disclosing Absorbed & Offset Costs on the Closing Disclosure

When completing TRID disclosures, it’s important to understand that how you handle absorbed costs...

TRID's 0% Tolerance

Certain fees and charges disclosed on the Loan Estimate have a 0% tolerance.These include things...

BSA/AML/CFT: The Role of Frontline Personnel

Frontline personnel play a very important role within an institution’s BSA/AML/CFT Program.Tellers,...

Executive Order to Promote Access to Mortgage Credit

On March 13, 2026, President Trump issued an Executive Order (EO) entitled, “Promoting Access to...

Account-Opening Disclosures for Deposit Accounts

Regulation DD (Truth in Savings Act) requires a depository institution to …provide account...