Banker's Compliance Consulting Blog

"One Click Away" Advertising Disclosures

Social media and other forms of electronic advertising are being used by financial institutions...

CFPB Issues Strategic Plan

The CFPB recently issued its Strategic Plan (Plan) through fiscal year 2030.The Plan outlined three...

HMDA: Approved But Not Accepted

Both the Equal Credit Opportunity Act (Regulation B) and the Home Mortgage Disclosure Act...

Flood Insurance: Waivers & Exemptions

Flood insurance is required anytime an institution makes, increases, renews or extends a loan...

Reforming AML/CFT Programs

In case you missed it, FinCEN recently issued a Proposed Rule to “Fundamentally Reform Financial...

Regulation E: Fraud vs. Unauthorized

Consumers are inundated with fraud these days.Whether it’s scam emails, texts, phone calls, etc.,...

Right of Rescission & Bridge Loans

A “residential mortgage transaction” is defined in §1026.2(a)(24) as …a transaction in which a...

Disparate Impact Final Rule

On April 22, 2026, the CFPB announced a Final Rule that amends Regulation B regarding disparate...

Final Rule on Reputation Risk & Debanking

Reputation risk was a big topic in 2025 with all of the regulatory agencies (FDIC, OCC, Federal...

Regulator Name & Address on Adverse Action Notices

Under Regulation B, one of the required pieces of information to be included on an adverse action...