Banker's Compliance Consulting Blog

Overdraft Warning Shots

Towards the end of 2021, there were several warning signals that overdraft practices will be...

TRID Guidelines: What’s Covered?

If you are new to lending and TRID (TILA-RESPA integrated disclosure) compliance, it can feel quite...

TRID Guidelines for Online Applications

When it comes time to sit down and audit your TRID loans, don’t forget to look at your online...

BSA/AML Reform: Whistleblower Rules

Be sure to JOIN US for our webinar, “BSA/AML New Year Update”.

Final Rule Issued on LIBOR Transition

It seems like we’ve been talking about the discontinuation of the London Inter-Bank Offered Rate...

Fair Lending: Monitoring Exceptions vs. Authority

When it comes to Fair Lending, making exceptions to your loan policy increases your risk. That’s...

HMDA Data: Common Errors

HMDA is one of those regulatory requirements that doesn’t leave much room for error. So, when it...

Elements of a Complaint Program

Complaints and complaint management are not only an area of emphasis for the regulatory agencies,...

FinCEN Proposes Beneficial Owner Reporting Requirement for Entities

On December 7, 2021, FinCEN issued a Notice of Proposed Rulemaking (NPRM) under the Corporate...

Focus on Overdrafts

With the recent release of two reports related to overdrafts, the CFPB also announced enhanced ...