Banker's Compliance Consulting Blog

CFPB Finalizes “New” General QM Delay

The CFPB has finalized the delay of the mandatory compliance date for the “new” general Qualified...

Fall Virtual Conferences

It won’t be long and it will be time for our Fall Conferences! This year we will be offering the...

HMDA Refinance vs. Modification

When it comes to HMDA, a refinance is reportable, but a modification generally is not. So, what’s...

Fannie Mae/Freddie Mac Mortgage Loans

Do you make Fannie Mae or Freddie Mac backed mortgage loans? If so, we had some recent developments...

First MSB Enforcement Action

Earlier this year, the National Credit Union Administration (NCUA) issued its first enforcement...

Reasons for Denying a Loan

When you deny a loan, you are required to send an Adverse Action Notice. Regulation B goes on to...

Send Us Your Deposit Compliance Questions!

Free Compliance Resources! Published2021/04/26

How Much Flood Insurance?

How much flood insurance do you need? This is a question we get a lot. If you make, increase,...

HMDA Data Reporting

HMDA: Data Reporting

Joint Intent At Application

Regulation B states, a person’s intent to be a joint applicant must be evidenced at the time of...