Banker's Compliance Consulting Blog

Written Loan Applications

Regulations, like Regulation B, TRID and HMDA, define what constitutes an application for their...

Financial Trend Analysis on Fentanyl

On April 9, 2025, FinCEN released a Financial Trend Analysis on “Fentanyl-Related Illicit Finance:...

Regulation B: Specific Reasons for Denial

Regulation B says A creditor must disclose the principal reasons for denying an application or...

Rescission for a Rented Home

We recently received an interesting question about whether the right of rescission applies to the...

CIP: A Two-Part Process

The Customer Identification Program (CIP) requirements have been in effect for over 20 years now...

SCRA Notice Updated

As part of its April 15th Mortgagee Letter 2025-12, HUD referenced an updated Servicemembers Civil...

New Employees: Knowing Your Customer

For someone new to banking, the concept of “knowing your customer” can seem a little foreign and...

CFPB Backs Off Section 1071... For Now

We finally have a little news from the CFPB regarding Section 1071. On April 30th, the CFPB ...

Flood Insurance: Co-Insurance Penalties

When it comes to flood insurance for condominiums, one thing that institutions need to be aware of...

Section 1071: Keeping Your Board Informed

It’s no secret that Section 1071 is up in the air. No one really knows for sure how it will all...