Banker's Compliance Consulting Blog

Marijuana-Related Businesses

As more and more states continue to legalize marijuana (whether for recreational use or medical...

Flood Insurance: Non-Participating Communities

If you’re new to real estate lending, the concept of flood insurance is also probably quite new. In...

Elder Financial Exploitation Red Flags

Elder financial exploitation (EFE) is the most common form of elder abuse and is a real problem. In...

FDIC Advertising Updates: Policy & Procedures

As you likely know, the FDIC released a Final Rule to update its signage and advertising...

What is a Qualified Mortgage (QM)?

If you look up the definition of a Qualified Mortgage (QM) in Section 1026.43(e)(2) of Regulation...

CFPB Looking at Mortgage Loan Junk Fees

The CFPB has continued to keep busy with junk fees. We’ve previously seen proposals to limit...

TRID: Documenting Intent to Proceed

Doing compliance reviews and consultations all over the country, our review team looks at a crazy...

HMDA Data: Loan Amount

If your financial institution is subject to HMDA, you know all too well just how little room there...

SCRA Interest Rate Reduction

Back in December 2022, the CFPB issued a report titled, “Protecting Those Who Protect Us”. The main...

BSA for Lenders: CIP & CDD

A big component of a BSA/AML program is knowing your customers. The more you know about your...