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CFPB Updates HELOC Brochure
By Diane Dean
| Dec 22, 2022
The CFPB has updated its HELOC Brochure, What You Should Know About Home Equity Lines of Credit....
Advertising & Electronic Media
By David Dickinson
| Dec 20, 2022
Did you know that some regulations have exemptions for advertising via electronic media? In many...
Complaint Hot Spots
By Jerod Moyer
| Dec 20, 2022
Complaints and how you handle them have been a focus of regulators for the past couple of years....
314(b) Information Sharing
By Kevin Edwards
| Dec 20, 2022
While there is nothing new related to 314(b) Information Sharing, FinCEN issued guidance last year...
TRID: What Loans Are Covered?
By Jerod Moyer
| Dec 19, 2022
Are you new to TRID? The TRID rules can be overwhelming, especially for beginners. If you are going...
TRID & Online Applications
By Jerod Moyer
| Dec 16, 2022
When it comes time to sit down and audit your TRID loans, don’t forget to look at your online...
Preparing to Submit Your 2022 HMDA Data
By David Dickinson
| Dec 15, 2022
Getting ready to submit your HMDA Data by March 1st of each year can be a little daunting as there...
Fair Lending: What You Can’t Consider
By Jerod Moyer
| Dec 15, 2022
When it comes to Fair Lending, there are certain things that, by law, you cannot consider in your...
New Standard Flood Hazard Determination Form
By Amy Kudlacek
| Dec 15, 2022
You might recall that back in October 2021, there was a lot of confusion surrounding an SFHDF that...
Why Complaints are Important
By Jerod Moyer
| Dec 13, 2022
When you are in the business of providing products and services, you know not everyone will be 100%...
Changes to HMDA’s Closed-End Loan Threshold
By David Dickinson
| Dec 13, 2022
In case you missed it!
BSA Update: Hemp
By Kevin Edwards
| Dec 09, 2022
The BSA/AML world seems to be constantly changing, and it can be difficult to keep up. Banking hemp...
Changes to HMDA’s Closed-End Loan Threshold
By David Dickinson
| Dec 09, 2022
In September, a Federal District Court invalidated the CFPB’s increase of HMDA’s closed-end loan...
Auditing Your HMDA Data
By David Dickinson
| Dec 09, 2022
You’ve likely heard us say before that “HMDA is an application regulation.” That means that certain...
CFPB Addresses HMDA Closed-End Reporting Threshold
By David Dickinson
| Dec 07, 2022
In October, we alerted you to the fact that a Federal District Court had invalidated the CFPB’s...
CFPB Gives Special Complaint Access to Government Agencies
By Amy Kudlacek
| Dec 01, 2022
We are all very aware of the focus the CFPB places on complaints, and the CFPB has just stepped it...
Top Violations: Mortgage Servicing
By Jerod Moyer
| Dec 01, 2022
Learning from the mistakes of others is one of the best ways to stay out of hot water with...
The Difficulty of UDAAP
By Jerod Moyer
| Dec 01, 2022
It’s not uncommon that when someone utters the term UDAAP (Unfair, Deceptive, and Abusive Acts and...