Adverse Action Notices: Specific Reasons for Denial

JOIN US for our webinar, “Adverse Action Notices.”

When you take adverse action on an application for a credit product/service, Regulation B requires you to disclose the specific reasons that led to your decision. Have you ever been told you are limited to the number of reasons you can disclose? This used to be common years back, and while we don’t see that much anymore, we still occasionally run into institutions that think they cannot disclose more than four reasons on an adverse action notice.

David explains more in the video.


Adverse Action Notices


Featured Topics: 

  • Regulation B & Fair Credit Reporting Act Notification Requirements
  • The Who, What, Where, When & How of:
  • Denied Applications
  • Notices of Incompleteness
  • Counteroffers / Counteroffer Denials
  • Withdrawals
  • Notification Timing Requirements
  • Fair Lending Intersections
  • Multiple Applicants, Record Retention & Much More! 

Designed for loan officers, loan processors, compliance and audit personnel.

(2.5 Continuing Education credit hours)



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Jerod Moyer

Jerod is the leader of Banker’s Compliance Consulting’s training productions. He is a nationally recognized speaker. Whether it’s a conference, seminar, school, webinar or luncheon, it’s easy to stay engaged when he presents due to the amount of passion and energy he brings to each and every compliance topic. Jerod has spoken on behalf of the American Bankers’ Association, BankersOnline, many state banking associations, private compliance groups and financial institutions. He is a Certified Regulatory Compliance Manager (CRCM) and BankersOnline Guru. Jerod likes to spend his time (between reading regulations and producing compliance training!) relaxing at the lake with his wife and three children, following their activities or engaged in something sports-related!

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