TRID: Completing Section C of the Closing Disclosure

One thing that sometimes causes confusion in connection with TRID disclosures is shopping. Specifically, Sections B and C under Loan Costs on the Loan Estimate (LE) refer to “Services You Cannot Shop For” and “Services You Can Shop For”. When you get to the Closing Disclosure (CD), however, these sections are titled “Services Borrower Did Not Shop For” and “Services Borrower Did Shop For”. In other words, the LE tells them which services they can/can’t shop for and the CD tells them what actually occurred with regard to shopping.

Jerod explains some additional requirements for Section C of the CD in the video:

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Published 2026/10/26
Jerod Moyer

Jerod Moyer

Jerod is the leader of Banker’s Compliance Consulting’s training productions. He is a nationally recognized speaker. Whether it’s a conference, seminar, school, webinar or luncheon, it’s easy to stay engaged when he presents due to the amount of passion and energy he brings to each and every compliance topic. Jerod has spoken on behalf of the American Bankers’ Association, BankersOnline, many state banking associations, private compliance groups and financial institutions. He is a Certified Regulatory Compliance Manager (CRCM) and BankersOnline Guru. Jerod likes to spend his time (between reading regulations and producing compliance training!) relaxing at the lake with his wife and three children, following their activities or engaged in something sports-related!

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